> ## Documentation Index
> Fetch the complete documentation index at: https://docs.auxpay.net/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Methods

> Checkout behavior for Credit Card, ACH, and Text‑to‑Pay.

## Credit Card

* Secure hosted fields; tokenized in-browser
* Provider auto-selects based on your AuxPay config
* Title shows “(Test Mode)” when enabled

## ACH

* Simple form: Account Number + Routing Number
* Validated and sent securely on order placement
* Title shows “(Test Mode)” when enabled

## Text‑to‑Pay

* No fields at checkout
* After placing the order, an SMS link is sent to the customer
* Order status auto-updates after payment via webhook

<Callout>
  All methods work with both Classic and Blocks checkout.
</Callout>